Day 7 of 90 · UNDERSTAND · Week 1: Know Your Numbers
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Calculate Your Net Worth
Turn six numbers into one honest snapshot.
About 6 minutes
Learn
Net worth is simply what you own minus what you owe. It can be negative early on, and often is. That is a starting position, not a character report.
Its value is directional. One reading tells you little; a series of readings tells you whether your foundation is strengthening.
Net worth also reveals hidden progress — paying down a balance moves it just as surely as saving does.
Do
Review your calculated net worth below and save this baseline.
Savings
$0
Investments
$0
Other assets
$0
Total debt
$0
Net worth — what you own minus what you owe
$0
A negative net worth early on is common. Direction matters more than the figure.
Think About It
Does this number match the picture you had in your head before Day 1?
Optional — no answer needed to continue
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