Day 47 of 90 · STRENGTHEN · Week 7: Create Your Debt Strategy
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Smallest Balance First
Understand the momentum route.
About 5 minutes
Learn
This approach clears the smallest balance first, then applies its payment to the next smallest.
It usually costs more in interest, but produces early completions that many people find sustaining.
Behavioural fit is a legitimate financial consideration, not a compromise.
Do
Identify which debt this approach would target first for you.
No debts recorded yet. Add one, or continue if you have none.
Total balance
$0
Total minimums
$0
Highest rate
—
Smallest balance
—
Think About It
How much would clearing one whole account change your outlook?
Optional — no answer needed to continue
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