Day 46 of 90 · STRENGTHEN · Week 7: Create Your Debt Strategy
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Highest Rate First
Understand the lowest-cost route.
About 5 minutes
Learn
This approach directs everything above minimums to the most expensive balance, then moves down the list.
Mathematically it generally results in the least interest paid overall.
It can feel slow if your highest-rate debt is also your largest.
Do
Identify which debt this approach would target first for you.
No debts recorded yet. Add one, or continue if you have none.
Total balance
$0
Total minimums
$0
Highest rate
—
Smallest balance
—
Think About It
Would that first target feel achievable, or discouraging?
Optional — no answer needed to continue
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