Day 25 of 90 · UNDERSTAND · Week 4: Choose Your Priority
0 of 90 days completed
Priority: Reduce Spending
When outflow, not income, is the constraint.
About 5 minutes
Learn
Reducing spending is the fastest lever available, because it requires nobody's permission.
It is also the most limited: there is a floor below which cutting harms your ability to earn.
Use it when there is genuine flexible spending to reclaim — not as a substitute for a structural fix.
Do
Choose one spending change you could make this month and keep for six months.
Think About It
What could you reduce without resenting it?
Optional — no answer needed to continue
90 days in total · Your entries save automatically in this browser