Day 24 of 90 · UNDERSTAND · Week 4: Choose Your Priority
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Priority: Reduce Expensive Debt
When interest is the bottleneck.
About 5 minutes
Learn
High-interest debt quietly charges you for the privilege of last year's decisions. It competes directly with every other goal.
The higher the rate, the stronger the case for making it the focus — the return on paying it down is the rate itself.
Expensive is relative to your other options, not to a fixed threshold.
Do
Identify your highest-rate balance and what it costs you per month in interest.
Think About It
What is the true annual cost of carrying your most expensive debt?
Optional — no answer needed to continue
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