Day 13 of 90 · UNDERSTAND · Week 2: Where Is Your Money Going?
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Spending Triggers
Notice the conditions that produce unplanned spending.
About 5 minutes
Learn
Spending is rarely random. It clusters around tiredness, stress, celebration, boredom, social pressure and convenience.
Identifying a trigger is more effective than resolving to try harder, because it lets you change the situation rather than fight the impulse.
This is observation, not self-criticism. Everyone has triggers, including people who are excellent with money.
Do
Name your top two spending triggers and one small change that reduces exposure to each.
Think About It
When did you last spend money for a reason that had nothing to do with the item?
Optional — no answer needed to continue
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