Days 86–89 of 90 · EXPAND · Week 12: Build Your Next 12 Months
0 of 90 days completed
Your Investing Goal
Set one measurable long-term goal.
About 25 minutes
Learn
An investing goal at this stage is usually about behaviour: begin contributing, contribute consistently, or increase a contribution.
Avoid goals stated as returns — returns are not within your control.
This is education, not a recommendation to invest.
Do
Enter your twelve-month investing goal in the roadmap tool.
Reflect
Is your goal within your control?
Day 87
Your Spending Goal
Set one measurable spending intention.
Learn
A spending goal can be a reduction, a reallocation, or a deliberate increase in something worthwhile.
Frame it as a choice rather than a restriction; restrictive goals rarely survive twelve months.
One goal is enough.
Do
Enter your twelve-month spending goal in the roadmap tool.
Reflect
What do you want your spending to say about your priorities?
Day 88
Sequence and Obstacles
Order the goals and anticipate what could stop them.
Learn
Goals rarely progress simultaneously. Sequencing decides what gets attention first.
For each goal, name the most likely obstacle and one response.
Anticipated obstacles cost far less than surprising ones.
Do
Order your five goals and note one obstacle for each.
Reflect
Which goal is most at risk, and why?
Day 89
Your Roadmap
Assemble the twelve-month plan in one place.
Learn
A roadmap is one page you can re-read in six months and still understand.
Review it quarterly. Adjust rather than abandon.
Tomorrow you compare it with where you began.
Do
Review your complete twelve-month roadmap below.
Reflect
Does this plan feel like yours?
90 days in total · Your entries save automatically in this browser