Day 82 of 90 · EXPAND · Week 12: Build Your Next 12 Months
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Why Twelve Months
Choose a horizon long enough to matter.
About 5 minutes
Learn
A month is too short for structural change; five years is too far to plan concretely. Twelve months holds both realism and ambition.
Five goals — savings, debt, income, investing, spending — cover the whole picture without fragmenting attention.
Each should be specific enough to be checked.
Do
Write the five areas and one rough intention for each.
Think About It
What would make the next twelve months feel like progress?
Optional — no answer needed to continue
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