Day 70 of 90 · EXPAND · Week 10: Turn Income Into Capacity

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The Allocation Decision

Decide the split before the money arrives.

About 6 minutes

Learn

A pre-decided split across savings, debt, investing, goals and lifestyle removes the hardest moment — the first month of higher pay.

Including lifestyle in the split is what makes it sustainable.

The split can differ from your existing monthly allocation; this is new money.

Do

Enter your current income and potential increase in the tool below.

Savings$0 (0%)
Debt$0 (0%)
Investing$0 (0%)
Goals$0 (0%)
Lifestyle$0 (0%)

Income after increase

$0

Allocated

0%

Unallocated

100%

Some lifestyle improvement is reasonable. The aim is a split you chose, not zero enjoyment.

Think About It

What increase are you realistically planning for?

Optional — no answer needed to continue

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