Day 59 of 90 · STRENGTHEN · Week 8: Make Saving Automatic
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Handle Irregular Income
Make the system work in uneven months.
About 5 minutes
Learn
With variable income, a percentage rule adapts better than a fixed amount: save a set share of whatever arrives.
A holding account can smooth peaks into steady monthly transfers.
Plan from your typical low month and treat surplus as allocation, not spending money.
Do
Write your rule for months that come in above or below typical.
Think About It
What will you do with the next above-average month?
Optional — no answer needed to continue
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