Day 5 of 90 · UNDERSTAND · Week 1: Know Your Numbers
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Find every dollar you already have set aside.
About 5 minutes
Learn
Savings is money you can reach quickly without borrowing: checking buffers, savings accounts, cash. It exists to absorb surprises.
People often undercount savings because it is scattered across accounts, or overcount it because bills are about to clear.
What matters is the amount that is genuinely available, not the balance on the screen today.
Do
Add up every account holding accessible savings and record the total.
Weeks of essentials covered
0.0 weeks
Think About It
How many weeks of essential expenses would your current savings cover?
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