Day 5 of 90 · UNDERSTAND · Week 1: Know Your Numbers

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Know Your Savings

Find every dollar you already have set aside.

About 5 minutes

Learn

Savings is money you can reach quickly without borrowing: checking buffers, savings accounts, cash. It exists to absorb surprises.

People often undercount savings because it is scattered across accounts, or overcount it because bills are about to clear.

What matters is the amount that is genuinely available, not the balance on the screen today.

Do

Add up every account holding accessible savings and record the total.

Weeks of essentials covered

0.0 weeks

Think About It

How many weeks of essential expenses would your current savings cover?

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