Day 32 of 90 · STRENGTHEN · Week 5: Build Your Buffer
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Reject one-size-fits-all targets.
About 5 minutes
Learn
Common rules of thumb exist, but the right buffer depends on income stability, dependants, insurance, health and job market.
A freelancer with variable income and a salaried worker with strong sick pay do not need the same cushion.
The best first target is one you can reach — because an unreached target protects nobody.
Do
List the factors that make your income more, or less, stable than average.
Think About It
How stable is your income really?
Optional — no answer needed to continue
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