Day 32 of 90 · STRENGTHEN · Week 5: Build Your Buffer

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Why There Is No Universal Number

Reject one-size-fits-all targets.

About 5 minutes

Learn

Common rules of thumb exist, but the right buffer depends on income stability, dependants, insurance, health and job market.

A freelancer with variable income and a salaried worker with strong sick pay do not need the same cushion.

The best first target is one you can reach — because an unreached target protects nobody.

Do

List the factors that make your income more, or less, stable than average.

Think About It

How stable is your income really?

Optional — no answer needed to continue

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