Day 20 of 90 · UNDERSTAND · Week 3: Give Every Dollar a Job
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Plan enjoyment on purpose.
About 5 minutes
Learn
Enjoy is a real category, not a leftover. Planned enjoyment is one of the strongest predictors that a financial plan lasts.
The difference between planned and unplanned enjoyment is not the amount — it is the absence of aftermath.
Deciding the number in advance removes both guilt and drift.
Do
Set the monthly amount you will direct to Enjoy.
Think About It
What do you want to keep spending on, without apology?
Optional — no answer needed to continue
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