Day 17 of 90 · UNDERSTAND · Week 3: Give Every Dollar a Job
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Build the layer that absorbs surprises.
About 5 minutes
Learn
Protect is money set aside so that an unexpected cost does not become new debt. It is insurance you pay to yourself.
Even a small buffer changes behaviour: it converts emergencies into inconveniences.
There is no universal correct amount. The right first target is one that is achievable soon enough to stay motivating.
Do
Decide the monthly amount you will direct to Protect.
Think About It
What was the last unexpected cost you faced, and how did you cover it?
Optional — no answer needed to continue
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